Corporations certainly would bend to consumer demand if consumers were wise enough to boycott and make demands. But the question is whether consumer wisdom would ever advance on a scale to make that happen. I think I have little hope of seeing it in my lifetime.

There are 35 million Mexican adults (38%) without a bank account. So living unbanked is at least an option, and more than ⅓ find it viable.

Nonetheless, it’s interesting to hear that all banks in Mexico are digital and that not a single one offers offline service. And that not a single digital bank offers logins w/out 2FA, or 2FA by SMS (which includes feature phones), or 2FA by using a card reader. If all that is true, consider posting about it in !smartphone_required@lemmy.sdf.org.

This is extremely reductive and oblivious to the actual realities of banking in various countries.

I think you will be hard-pressed to find a country that does not have a single bank that can serve those w/out smartphones. If you find such a country, plz post about it in !smartphone_required@lemmy.sdf.org and send me the link. Then we may be able to make a case for ppl in that specific country not being boot-lickers, if at the same time being unbanked is illegal.

If you think it’s easy to be “unbanked” then I would suggest that you try it yourself first.

I have been simulating an unbanked life for years now. 5 creditors are threatening lawsuits for non-payment after refusing my cash. One took me to court and it was an easy win for me. I just appeared without a lawyer and pointed to the law.

It’s also worth noting that unbanked is more extreme that simply choosing a bank that does not require a smartphone.

It’s banking:

https://slrpnk.net/post/28294479

The army of corporate boot lickers in the mobile phone context is largely composed of people who think banking on a smartphone is wise, despite the attack surface and despite the bank being empowered to monitor their customers more closely. Banking apps are the most significant culprit for gluing people to Android.

We may never see the day when more than 5% of the population realises the importance of FOSS enough to shake free of their addiction to convenience.