Ahhhhhhh…

With nearly 900 BILLION dollars of CRE Mortgages coming due in 2024 alone a 5 % default rate has the banks taking losses of 45 Billion. By contrast at the height of the 2008 crisis the rate hit nearly 9%, which would put 2024 losses at over 80 Billion dollars. Then it happens all over again in 2025 when another 20% or so of CRE Mortgages come due!

How do I, a mentally-handicapped retail investor, short the ever-loving shit out of the CRE market? Can plebians like me even purchase credit default swaps?

which is now loosing losing value

to everyone’s detriment. Just because some guy’s asset is loosing losing value

Cool beans, dude.

You don’t need the “literally”.

And, while I’m at it, others may be revisionists, you lack nuance.

At a surface level, you’re correct the Android re-design in 2008 was primarily because of the arrival of the iPhone in '07. The reason for the re-design was the inclusion of a touch-screen in Apple’s hardware spec. Apple was not the first company to introduce mobile computing handsets with touch screens; that honor goes to IBM.

Android was founded in 2003, and was looking to come into the digital camera market initially, before their acquisition by Google. Then they were looking to compete against Blackberry and Windows phones. UI design experiences have been playing off each other since the beginning.

Apple doesn’t solely define the market, and people who work for them wouldn’t assert that. They define their niche, which is the smarter business proposition.

The iPhone still defines the market.

Nah. It’s part of it. A big part. But the audience here is probably not really Apple’s iPhone audience.

Make Do yourself a favor

I really don’t think he deserves a free pass just because Reddit wasn’t enshittifying while he was around, as it was in a growth phase.

You’re critique of his moral rectitude is wrong.

Seriously, though:

What part(s) of speech should be limited beyond the laws (in the United States) we already have that limit it various ways?

“Society” is owed zero loyalty if the social contract of the governed is habitually broken.

Judging by the fact that he only down voted you and posted no evidence, I’d say this “fuck-knuckle” is speculating.

You’re down-voted quite a bit, but I agree, and I’ll die on this hill with you.

I noticed the decline in quality and usefulness of his videos for me, personally. I was very disappointed at the path he took when Gamers Nexus called him out for shitty testing.

In the grand scheme of things, there’re way worse people and companies in the world, and I don’t think he should be cancelled after that fiasco.

The vitriol against LTT is beyond ridiculous, and from what I’ve seen, there’s no substance in the alleged sexual harassment. I’m open to any links showing otherwise, but I’ve seen precisely zilch that’s concrete.

He’s had some horrible takes and I don’t watch a lot of his videos anymore. But he and his employees are not the SS.

What is “sid”?

(I’m a Kubuntu normie.)

“Not even a Hot Pocket?”

To an extent.

My professional ANN experience is with computer vision and object detection. A bit with image and sound GANs too.

LLMs that I’ve spent time training and experimenting with (and I argue GANs as a class of ANNs, in general) tend to “hallucinate” or “dream harder” after several tens of queries within the same instance.

But one can improve output “fidelity” based on constraint parameters on the user and inference self-check algorithms.

Addendum:

• ANN = artificial neural network (a class of algorithms in machine learning whose architecture resembles a mesh of intercommunicative neuron cells in nervous tissue)
• GAN = generative adversarial network (a categorical subset of ANNs
• LLM = large language model (a categorical subset of GANs)

The data on a site like that is ridiculously valuable. Sooner or later someone may decide to give a marketing company contracted by a big pharma company just one little peak at some data.

In the Untitled States, that data is protected via several statutes, HIPAA being the most widely known and robust governance over such information.

I am just an annoying grammar stickler, friend. I assume most mistakes are from typing on a mobile device or being a non-native English speaker, many times both.

My most severe gripes are the misuse and/or overuse of words like “like”, “literally”, “aggravate” and “jealousy”, or when I see “would of” instead of “would’ve”.

In a couple hundred years, the precision in English usage I pompously strain to uphold will be antiquated to the point of incomprehensibility. I admit that dying on this hill is a fool’s errand.

Therefore, take my comment as light-hearted jest.

This is the way.

I would’ve thought that number would be higher. Surprised at only 15%!

Surely you have something better to do?

At the time, no. However, sometimes I complain about people who complain.

they’re their CEO passed away